FinNifty Rises 1.23%- ICICI Bank and HDFC Bank Among Top Gainers on July 21, 2025
The Nifty Financial Services Index, commonly known as FinNifty, provides a comprehensive look at the performance of the Indian financial sector, encompassing banks, financial institutions, housing finance, insurance, and various other financial services companies. As of 12:14 PM on July 21, 2025, the index was at 26,884.00 levels, experiencing a gain of 327.85 points or 1.23% during the trading session.
NIFTY Financial Services Index (FinNifty) Returns and Performance
The FinNifty index has demonstrated varied returns across different time horizons, reflecting the dynamic nature of the financial market. The total return, which includes dividends, consistently outperformed the price return.
| Index Returns (%) | QTD | YTD | 1 Year | 5 Years | Since Inception |
| Price Return | 8.37 | 15.57 | 16.03 | 20.80 | 16.59 |
| Total Return | 8.97 | 16.29 | 17.09 | 21.82 | 17.87 |
Source: NSE
Notably, the index achieved a robust 21.82% total return over the last five years, indicating sustained growth in the sector.
Fundamentals and Valuation of FinNifty
The Finnifty index exhibits healthy fundamental metrics, offering insights into its valuation and profitability.
| Metric | Value |
| Dividend Yield | 3.08 |
| P/E Ratio | 18.0 |
Source: NSE
A P/E ratio of 18.0 suggests a reasonable valuation for the financial sector, while a 3.08% dividend yield indicates a decent return for investors through dividends.
Market Activity: Top Gainers and Losers on FinNifty
Today's trading session for FinNifty constituents shows a mix of strong performers and some declines:
Top Gainers
| Symbol | LTP | %Change |
| ICICIBANK | 1,458.20 | 2.27 |
| HDFCBANK | 1,991.80 | 1.76 |
| HDFCLIFE | 750.10 | 1.43 |
| ICICIGI | 1,933.20 | 1.07 |
| CHOLAFIN | 1,569.60 | 0.96 |
Source: NSE
Top Losers
| Symbol | LTP | %Change |
| AXISBANK | 1,089.20 | -0.92 |
| LICHSGFIN | 624.20 | -0.64 |
| PFC | 418.25 | -0.52 |
| RECLTD | 399.20 | -0.42 |
| JIOFIN | 316.70 | -0.05 |
Source: NSE
Read more: Nifty Smallcap 100 Trade Flat Amid Mixed Performance by Benchmark Indices.
Conclusion
The FinNifty index is currently experiencing positive momentum on July 21, 2025, driven by gains in major banking stocks like ICICI Bank and HDFC Bank. While some financial entities are seeing declines, the overall health of the sector, as indicated by its robust long-term returns and reasonable valuation metrics, suggests a strong foundation. For investors, understanding these trends is crucial, as is having a well-managed investment vehicle, such as a Demat account, to capitalise on new opportunities.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
Published on: Jul 21, 2025, 12:37 PM IST
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