How To Apply for Punjab’s ₹10 Lakh Health Insurance Scheme?

The Punjab government has rolled out the Mukh Mantri Sehat Yojna as a universal health insurance scheme for state residents. The scheme provides annual cashless medical coverage of up to ₹10 lakh per family.

It applies to all eligible residents of Punjab without any income or employment‑based restrictions. Enrollment is supported through multiple channels to facilitate wider access across districts.

Mukh Mantri Sehat Yojna: Scheme Overview and Coverage

The Mukh Mantri Sehat Yojna is designed to provide comprehensive health insurance coverage to residents of Punjab. Under the scheme, each family is eligible for cashless treatment up to ₹10 lakh per year. T

he coverage can be availed at government hospitals and empanelled private healthcare facilities across the state. The scheme focuses on reducing out‑of‑pocket medical expenses for households.

Eligibility Criteria and Resident Requirements

Eligibility under the scheme is primarily based on residency status in Punjab. Applicants must be able to establish identity and residence through valid documents.

There is no income ceiling or occupation‑based classification for coverage. All eligible families can avail benefits under a single allotted health card.

Documents Required for Registration and Verification

To apply for the scheme and receive the associated health card, applicants are required to submit basic identification documents. Aadhaar Card is commonly used as proof of identity and residence.

A voter ID Card is also required during registration. A passport‑size photograph needs to be attached at physical registration centres.

Registration Channels and Application Process

Enrollment under the Mukh Mantri Sehat Yojna is supported through multiple registration modes. During the initial rollout, registration camps were organised in districts such as Tarn Taran and Barnala.

Residents could visit these camps and complete the application process onsite with assistance from officials. Similar camp‑based drives may be conducted in future phases.

Health Card Issuance and Use at Hospitals

Once the application process is completed, eligible families are issued a health card, either in physical or digital form. This card is commonly referred to as the Sehat Card.

The card is linked to the beneficiary’s Aadhaar details. It enables access to cashless medical treatment up to ₹10 lakh.

Read More: LIC Partners with Sahaj Insurance Services.

Conclusion

Punjab’s Mukh Mantri Sehat Yojna provides a structured health insurance framework offering ₹10 lakh annual coverage per family. The scheme is open to all state residents and does not impose income‑based conditions.

Registration is available through camps, service centres, and digital platforms. The initiative strengthens access to cashless healthcare services across Punjab.

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