UP Launches Mukhyamantri Shikshak Cashless Chikitsa Suvidha Yojana: ₹5 Lakh Health Cover for 12 Lakh Teachers

On July 17, 2026, The Uttar Pradesh government has introduced the Mukhyamantri Shikshak Cashless Chikitsa Suvidha Yojana, offering cashless medical treatment of up to ₹5 lakh per family for 12 lakh teachers and education department staff, with all premiums borne by the state as per The Moneycontrol news report. 

Details of the Health Insurance Scheme 

Uttar Pradesh Chief Minister Yogi Adityanath announced the launch of a new health insurance scheme, extending coverage to government school teachers, Shiksha Mitras, instructors, cooks, and other eligible employees under the Education Department.  

The scheme allows beneficiaries to receive cashless treatment at empanelled government and private hospitals throughout the state. 

The government is fully covering the annual insurance premium of ₹3,000 per beneficiary, ensuring that participants access health cover without any financial contribution.  

Only those whose names are in the department's official database will be eligible, along with their dependents under the scheme's guidelines. 

Access and Benefits of the Scheme 

Each beneficiary will be provided with a cashless medical card for identity verification at hospitals, enabling cashless admission and straightforward claim settlements.  

The insurance package covers a wide range of medical services including hospitalisation, surgeries, emergency treatment, intensive care, diagnostic investigations, specialist consultations, and prescribed medicines.  

OPD services may also be included subject to scheme terms. 

Read More: NATCO Pharma Increases Stake in Adcock Ingram to 49% With ₹1,060 Crore Acquisition! 

Objective and Expected Impact 

The initiative aims to enhance healthcare support for teachers and education workers by alleviating the financial burden associated with medical emergencies.  

Nearly 12 lakh education employees and their families across Uttar Pradesh stand to benefit from improved access to quality healthcare. 

Conclusion 

With the introduction of the Mukhyamantri Shikshak Cashless Chikitsa Suvidha Yojana, Uttar Pradesh provides ₹5 lakh in health coverage for 12 lakh education staff, removing financial barriers to medical care by covering the full ₹3,000 annual premium per beneficiary. 

For daily market updates and regular stock market news in Hindi, stay tuned to Angel One's share market news in Hindi. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all related documents carefully before investing.