ECLGS 5.0 Guarantee Issuance Crosses 1 Lakh Mark, Total Cover Tops ₹48,484 Crore

The Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 has crossed a key operational milestone, with the number of guarantees issued reaching 1,06,549 as of 9 June 2026, as per a PIB report.  

The total value of guarantees issued under the scheme stands at ₹48,484.26 crore, according to the Finance Ministry. 

The scheme was approved by the Union Cabinet on 5 May 2026 and is intended to provide additional credit support to existing borrowers facing liquidity pressures linked to the West Asia crisis. 

MSMEs Receive Majority of Coverage 

Most guarantees issued under ECLGS 5.0 have gone to the MSME sector. The ministry said 96% of the guarantees issued by number belong to MSMEs, while the segment accounts for 86% of the total guaranteed amount. 

The scheme offers a 100% government guarantee for eligible MSME loans and a 90% guarantee for eligible non-MSME borrowers. It aims to facilitate additional credit of ₹2.55 lakh crore. 

Public Sector Banks Account for 96% of Guarantees 

Public Sector Banks have issued 96% of the guarantees under the scheme so far. Private sector banks, Regional Rural Banks, Small Finance Banks, and Non-Banking Financial Companies are also part of the lending network. 

The government said member lending institutions have been informing eligible borrowers through digital channels such as websites, emails, and SMS to improve awareness of the scheme. 

Outreach Efforts Continue 

The Department of Financial Services has also conducted outreach programmes at 9 locations through State Level Bankers' Committees.  

The programmes involved banks, industry associations, state MSME departments, commerce departments and other stakeholders. A second phase of these outreach activities is under consideration. 

Read More: Government Approves 96 Companies Under Round III of Textile PLI Scheme with ₹12,822 Crore Investment! 

Conclusion 

The Finance Ministry said ECLGS 5.0 has issued over 1.06 lakh guarantees worth ₹48,484.26 crore as of 9 June 2026. MSMEs account for the majority of the guarantees issued under the scheme. 

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