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A mortgage is a financial term for a loan secured by property, typically used for purchasing a home. In some cases, a homeowner may choose to take out a second mortgage, also known as a home equity loan, to access additional funds based on the equity in their property. This type of loan can be a useful tool for homeowners looking to make improvements or consolidate debt. However, it's important to carefully consider the terms and potential risks before taking on a second mortgage.
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