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Insurance

Variable annuity

An annuity is a financial product that can vary in value depending on the performance of the underlying investments. This means that the value of the annuity can go up or down based on the performance of the securities in which the funds are invested. As a knowledgeable finance professor, it is important to understand the potential risks and rewards of investing in such annuities. It is crucial to carefully consider the underlying securities before making any investment decisions.

Offer and Acceptance

When applicants seek insurance coverage, they must sign an application and pay the initial premium. If required, they may also undergo a physical examination. The issuance o...

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Cancelable

A health policy with the possibility of being terminated by the insurer at their discretion, without any specific reason required....

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Social insurance

Publicly operated insurance plans are commonly mandatory and provide coverage for individuals. These plans are often established by government agencies and can vary in terms...

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Warranty

An essential element of an insurance contract is a clause that outlines specific conditions, circumstances, or facts that must be met before or after the contract takes effe...

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