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Insurance

Variable annuity

An annuity is a financial product that can vary in value depending on the performance of the underlying investments. This means that the value of the annuity can go up or down based on the performance of the securities in which the funds are invested. As a knowledgeable finance professor, it is important to understand the potential risks and rewards of investing in such annuities. It is crucial to carefully consider the underlying securities before making any investment decisions.

Multiple peril policy

A package policy, commonly known as a homeowners or business insurance policy, offers protection against various perils. This type of policy combines both property and liabi...

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Re-entry Option

In a renewable term life policy, there is an option that allows the policy owner to renew their coverage at the end of the term without having to provide evidence of insurab...

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Declaration

When it comes to property or liability insurance policies, it is essential to understand the basic components. One crucial element is the declarations page, which outlines v...

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Policy Bonuses

Participating policies offer policyholders the opportunity to receive a portion of the company's profits through bonuses. These bonuses are typically divided into two types ...

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