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Insurance

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A mutual insurance company is a type of insurer that is owned by its policy-holders. This means that the individuals who have insurance policies with the company are also shareholders, giving them a say in the company's operations. This type of company is often found in the field of automobile insurance, where policy-holders come together to exchange coverage with each other. This allows for a more personalized and community-driven approach to insurance, as opposed to traditional companies owned by external shareholders.
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