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Insurance

Rebating

One concept that is frequently deemed unlawful by both legal authorities and regulators is the act of an insurance sales agent offering a portion of their commission to the buyer. This practice, known as rebating, is strictly prohibited in the finance industry. It is important for individuals to be aware of such practices and understand the implications of participating in them. As knowledgeable individuals in the field of finance, it is our duty to educate and guide others on these matters.

Malpractice insurance

"Let's talk about professional liability coverage, which is crucial for individuals in highly specialized fields such as physicians, lawyers, and other professionals. This c...

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Immediate annuity

A type of annuity that starts providing benefits shortly after it has been purchased is known as immediate annuity. This type of annuity ensures that individuals receive pay...

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Policy Holder

Life insurance policies are owned by the policyholder, typically the insured individual. However, ownership can also extend to a variety of entities, from relatives to partn...

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Excess of loss reinsurance

A fruitful collaboration between an insurer and a reinsurer, where the insurer undertakes to cover a certain portion of a claim and the reinsurer to cover all or a partial a...

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