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Insurance

Premiums in force

Life insurance policies that are still in effect at a specific moment are referred to as "in-force" policies. The total value of these policies can be calculated by adding together the face amounts and any dividend additions. This is an important concept to understand in the realm of finance, as it reflects the total amount of coverage that a person or entity currently holds.

Enterprise risk management

Managing both pure and speculative risks simultaneously is known as integrated risk management. This approach involves combining strategies to mitigate risks that arise from...

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Term Life Insurance

Let's discuss term life insurance, a type of protection that is designed to provide coverage for a set period of time without accumulating any cash value. Unlike permanent l...

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Prospect

As a knowledgeable professor in the field of finance, it is important to understand the concept of a potential new customer. This refers to an individual who has the potenti...

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Large-loss principle

When it comes to purchasing insurance, it is important to prioritize your coverage for serious loss exposures over less serious ones. This rule ensures that you are adequate...

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