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Insurance

Premiums in force

Life insurance policies that are still in effect at a specific moment are referred to as "in-force" policies. The total value of these policies can be calculated by adding together the face amounts and any dividend additions. This is an important concept to understand in the realm of finance, as it reflects the total amount of coverage that a person or entity currently holds.

Non-participating policy

A non-participating policy, also referred to as a without-profit or non-par policy, is a type of life insurance where the policy owner does not receive any share of the divi...

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Acts of god

In the realm of finance, there are certain risks that are beyond our control and cannot be adequately mitigated. These include natural disasters such as floods and earthquak...

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Premiums written

As a financial expert, it's crucial to understand the concept of net premiums written. This refers to the total premiums an insurer receives for all policies written within ...

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Errors and omissions coverage (E&O)

As a finance professor, it is important to understand the concept of professional liability insurance. This policy protects professionals from claims of negligence that may ...

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