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Insurance

Optionally renewable

A policy that can be terminated by the insurer on the yearly anniversary date without any limitations. The insurer is free to cancel the policy at any time, as long as it falls on the anniversary date.

In the realm of finance, there exists a concept known as "waiver". This term refers to the voluntary relinquishment of a right or privilege. In the field of life insurance, ...

Political risk insurance

. Businesses operating in foreign countries face the risk of political upheaval, including war, revolution, or confiscation of property. This risk can have a significant imp...

No-pay, no-play

One of the fundamental concepts in the world of finance is the notion that those who do not invest in insurance should not be entitled to its benefits. This concept is parti...

Automatic treaty

Reinsurance is a crucial concept in the world of finance. It refers to a contractual agreement between a ceding company and a reinsurer, where the former agrees to transfer ...

Accidental Death and Dismemberment (AD&D) benefits are an important aspect of financial planning. They provide coverage in the event of an accidental death or severe injury...

Life insurance policies are owned by the policyholder, typically the insured individual. However, ownership can also extend to a variety of entities, from relatives to partn...

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Financial Instruments

Legal contracts that represent financial value, such as stocks, bonds, options, futures, and various

Retirement Planning

All terms and concepts related to the process of saving and investing to ensure financial security a

Property

The "Property" category in finance encompasses all aspects related to real estate and tangible asset

Fixed Income Instruments

All terms related to investments like bonds or treasury bills that provide regular, fixed payments,

Technicals

All terms and concepts related to technical analysis in finance, which involves using historical pri

Corporate Actions

Terms related to decisions and events initiated by a company that can impact its stock, such as divi

IPO

All terms and concepts related to the process in which a private company offers its shares to the pu

Derivatives

All terms & concepts related to financial contracts whose value is based on an underlying asset,

Credit Cards

All terms and concepts related to the use, features, and management of payment cards allowing users

Commodity

All terms related to the basic goods used in commerce that are interchangeable with other goods of t

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