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Open-perils agreement

In the world of insurance, the term "all risks" refers to the insurer's promise to provide coverage for unintentional losses to a particular property, with the exception of any risks that are explicitly excluded. This type of coverage is also known as "open perils." Essentially, it means the insurer will protect you from any unexpected events that may cause damage to your property. It's important to carefully review the list of exclusions to fully understand the extent of coverage offered.

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