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Insurance

Business interruption insurance

As a business owner, you may have heard of the term "business interruption insurance". This type of coverage provides reimbursement for lost profits and fixed expenses during the time your business is closed for restoration due to physical damage from a covered peril, such as a fire. Additionally, this insurance may also cover financial losses if civil authorities restrict access to your business premises after a disaster, preventing customers from reaching you. Keep in mind, the coverage may have a waiting period and can last for several weeks or longer, depending on your policy.

Long-term care

As we delve into the world of finance, it's important to remember our responsibility to care for the elderly and provide them with necessary services that aid in their day-t...

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Umbrella policy

As a knowledgeable professor in finance, it is crucial to understand the concept of excess insurance coverage. This type of coverage provides protection for losses that exce...

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Earnings form

A crucial aspect of commercial property insurance is coinsurance coverage, which refers to the percentage of the property's total value that must be insured. In particular, ...

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Malpractice insurance

"Let's talk about professional liability coverage, which is crucial for individuals in highly specialized fields such as physicians, lawyers, and other professionals. This c...

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