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Insurance

Multiple peril policy

A package policy, commonly known as a homeowners or business insurance policy, offers protection against various perils. This type of policy combines both property and liability coverage into one comprehensive plan. In simpler terms, it offers a one-stop solution for insurance needs, making it a convenient and cost-effective option for individuals and businesses alike. As we delve deeper into the world of finance, understanding the concept of package policies will prove to be a valuable asset.

Electronic commerce / e-commerce

The concept of e-commerce has revolutionized the way businesses operate, including the sale of financial products. One such example is the sale of insurance through online p...

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Exposure doctrine

One must be familiar with the concept of liability limit, which protects individuals in case they are exposed to hazardous substances or products. It is important to underst...

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Surrender Charge

When a policyholder decides to terminate their life insurance policy or annuity and receive its cash value, they are charged a fee known as a surrender charge. This charge i...

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Target Pension

A crucial aspect of pension policies is the desired amount of pension by the policyholder. This amount is determined by various factors such as lifestyle, anticipated expens...

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