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Insurance

Mortgage-backed securities

In the world of finance, there exists a category of securities known as investment grade securities. These securities are backed by a pool of mortgages, which means that the issuer uses the cash flow generated from these mortgages to meet the interest payments on the bonds. This type of security offers a level of security and stability for investors, making it a popular choice in the market.

Single-premium annuity

An annuity is a financial product where the purchase price is paid in a single, upfront payment. This type of investment provides regular income payments over a specified per...

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Agent

Insurance is a financial product that is sold through two types of agents: independent agents and exclusive agents. Independent agents work for themselves and represent mult...

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Misstatement-of-sex clause

In the realm of finance, it is important to understand the concept of sex misrepresentation and its implications on insurance policies. In the event that an individual's sex...

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Extra expense insurance

In financial terms, consequential property insurance refers to a type of coverage that protects businesses from the financial consequences of an interruption. This means tha...

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