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Insurance

Mortgage-backed securities

In the world of finance, there exists a category of securities known as investment grade securities. These securities are backed by a pool of mortgages, which means that the issuer uses the cash flow generated from these mortgages to meet the interest payments on the bonds. This type of security offers a level of security and stability for investors, making it a popular choice in the market.

Collateral

Life insurance policy loans are a common financing option, where the policy acts as collateral. If the borrower defaults, the lender can only recover the amount equivalent t...

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Additional living expenses

Homeowners policies offer a variety of benefits beyond the coverage for usual living expenses. These additional charges are applicable in situations where the insured's home...

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Human life value

Imagine a scenario where a person receives a sum of money, but they want to make sure it lasts them for the rest of their working life. How can they do this? By breaking dow...

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Aleatory contract

An aleatory contract is a binding agreement in which the outcome is determined by an uncertain event. This type of contract is commonly used in the insurance industry, where...

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