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Insurance

Insurance proceeds

A significant amount of money that is given to either the policyholder or their chosen recipient upon the policyholder's death within the specified term of the plan or when the plan reaches its maturity date. This lump sum is an essential aspect of life insurance and can provide financial security for loved ones in the event of the policyholder's passing. It is crucial to understand this concept when considering life insurance options.
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Tortfeasor
In the world of finance, we often come across the term "tortfeasor", which refers to a person who has committed a tort. A tort is a wrongful act or omission that leads to har...
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Deferment date
The expiration date signifies the conclusion of the deferment period. This is a crucial term in the world of finance, as it determines the end date for a grace period in whi...
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Proposal Form
An insurance policy is a legal contract between an insurance company and a policyholder. It outlines the terms and conditions of coverage, including premiums, deductibles, a...
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Original Age
When purchasing a policy, it is important to consider your age at the time of purchase. This factor can greatly impact the terms and benefits of your policy. As you age, the...
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Contestable Clause
A key aspect of an insurance policy is the provision outlining the circumstances in which the insurer can challenge or invalidate the policy. This condition, known as a con...
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Contract construction bond
A key element in construction projects is the use of surety bonds, which serve as a guarantee that the parties involved will fulfill their obligations as outlined in the con...
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