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Insurance

Immediate annuity

A type of annuity that starts providing benefits shortly after it has been purchased is known as immediate annuity. This type of annuity ensures that individuals receive payments without any delay, making it a popular choice for those who want to secure their financial future. Immediate annuities offer a steady stream of income, giving individuals peace of mind and stability. They are particularly useful for those who are retiring or looking for a reliable source of income.

Evidence of Insurability

Insurance companies consider various factors when determining whether to accept an applicant for insurance. These include the individual's physical condition and occupation....

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Errors and omissions coverage (E&O)

As a finance professor, it is important to understand the concept of professional liability insurance. This policy protects professionals from claims of negligence that may ...

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Deferment date

The expiration date signifies the conclusion of the deferment period. This is a crucial term in the world of finance, as it determines the end date for a grace period in whi...

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Hazards

Perils are potential events that could result in financial loss. These losses are often influenced by certain conditions that increase the likelihood of occurrence. For inst...

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