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Insurance

Family Policy

A family life insurance policy is a comprehensive contract that offers coverage for multiple members of a household. Typically, the main breadwinner holds a whole life insurance policy, while the spouse and children are covered under smaller term insurance plans. New additions to the family can also be included in the policy after its issuance.

Diminution of value

One concept in finance that is often overlooked is the notion of depreciation. It refers to the decrease in value of an asset, such as a vehicle, after it has been damaged a...

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Homeowners insurance policy

In the realm of finance, it is important to understand the concept of homeowners insurance. This type of policy offers protection for not only the house itself, but also the...

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Straight deductible

In the realm of finance, there exists a concept known as a deductible. This is a fixed amount that is applicable to every loss and is deducted before any loss payment is dis...

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Premiums written

As a financial expert, it's crucial to understand the concept of net premiums written. This refers to the total premiums an insurer receives for all policies written within ...

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