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Insurance

Family Policy

A family life insurance policy is a comprehensive contract that offers coverage for multiple members of a household. Typically, the main breadwinner holds a whole life insurance policy, while the spouse and children are covered under smaller term insurance plans. New additions to the family can also be included in the policy after its issuance.

Probate Costs

In the realm of finance, it is important to understand the concept of probate. This legal process involves the handling of one's will and the assets that are left to others....

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Combined ratio

Let's explore the concept of combined ratio, a fundamental metric in the world of finance and insurance. Essentially, it measures the percentage of each premium rupee that a...

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Warranty

An essential element of an insurance contract is a clause that outlines specific conditions, circumstances, or facts that must be met before or after the contract takes effe...

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Risk-based capital

In addition, insurance companies may also be required to hold a certain amount of reserves Insurance companies must maintain appropriate capital levels based on the level of...

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