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Insurance

Earnings multiple approach

A commonly used term in employee benefits, a group life plan provides an employee with a predetermined amount of life insurance coverage, typically one or two times their annual salary. This type of plan is offered by an employer to their employees as a form of financial protection in the event of an employee's death.

Fixed annuity

An annuity is a financial instrument in which the annuitant receives a fixed payment every month for a specified period of time. This payment is guaranteed by the insurance ...

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Fronting

Insurance can be a complex world, with various terms and concepts to navigate. One such term is fronting, a practice where a primary insurer issues a policy but transfers th...

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Contract of adhesion

In finance, there exists a type of contract known as an insurance contract. This specific agreement holds a crucial factor that we must pay attention to - the wording. Any v...

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Claims-made policy

Insurance is a crucial aspect in the world of finance, and one particular type that holds significant value is claims-made insurance. This type of insurance offers coverage ...

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