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Insurance

Earnings multiple approach

A commonly used term in employee benefits, a group life plan provides an employee with a predetermined amount of life insurance coverage, typically one or two times their annual salary. This type of plan is offered by an employer to their employees as a form of financial protection in the event of an employee's death.

Participating Policy

A participating policy, often referred to as a with-profits or par policy, is a type of insurance policy that involves a higher premium compared to a non-participating polic...

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Hospice

In the world of finance, there exists a concept known as end-of-life care, which refers to the provision of compassionate and respectful treatment to those nearing the end o...

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Admitted company

A licensed and authorized insurance company operates within a specific state or country. This entity is responsible for providing insurance coverage to individuals and busin...

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Intestate

A will is a legal document that outlines a person's final wishes regarding their assets and property. It is crucial for individuals to have a valid will in place to ensure t...

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