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Insurance

Decreasing term

Let's delve into the world of insurance and focus on an interesting term - "decreasing term life insurance". This type of insurance offers a coverage that gradually decreases over the period of time for which it is valid. This means that as time goes by, the coverage amount decreases accordingly. But why would someone opt for this type of insurance? Let's find out!

Intestacy laws

Estate planning is a crucial aspect of financial management that involves determining how one's assets will be distributed after their passing. In cases where a will is not ...

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Concurrent loss control

In the world of finance, there is a term known as "mitigation" which refers to the actions taken to minimize the impact of a loss. This can include activities that occur sim...

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Actual loss ratio

Insurance companies use a key metric called Loss Ratio to measure their financial performance. It reflects the proportion of claims paid out to the amount of premiums collec...

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Probate

Probate is a legal procedure that occurs upon the passing of an individual, in which their assets are distributed and the instructions outlined in their will are executed. ...

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