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Insurance

Decreasing term

Let's delve into the world of insurance and focus on an interesting term - "decreasing term life insurance". This type of insurance offers a coverage that gradually decreases over the period of time for which it is valid. This means that as time goes by, the coverage amount decreases accordingly. But why would someone opt for this type of insurance? Let's find out!

Risk Selection

An integral aspect of the insurance industry is the process of underwriting, which involves evaluating and selecting applicants that meet the criteria set by the company. Th...

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Self-insurance

When it comes to managing financial risks, there is a key concept that every individual and organization should understand: self-insurance. This involves taking on the respo...

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Treaty reinsurance

Reinsurance treaties are mutually beneficial agreements between insurance companies and reinsurers. In this arrangement, both parties agree to automatically accept a certain...

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Accidental Death Insurance

Accidental Death Insurance is a type of insurance that offers protection in the unfortunate case of death caused by accidental injuries. It does not cover death due to illne...

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