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Insurance

Decreasing term

Let's delve into the world of insurance and focus on an interesting term - "decreasing term life insurance". This type of insurance offers a coverage that gradually decreases over the period of time for which it is valid. This means that as time goes by, the coverage amount decreases accordingly. But why would someone opt for this type of insurance? Let's find out!

Commission

In the world of finance, it is important to understand the concept of commission. This refers to the fee paid to an agent or insurance salesperson as a percentage of the pol...

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Profits insurance

Business interruption insurance, also known as loss of profits insurance, provides coverage for the loss of potential profits when goods have been manufactured but are destr...

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Common law

In the world of finance, there exists an unspoken code of conduct. This code is not written in any official document, but rather is a culmination of customs, practices, and ...

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Appraisal

As a professor of finance, it is crucial for you to understand the concept of insurable value. This refers to the amount of loss that can be covered by insurance for a prope...

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