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Insurance

Consideration

This is typically done to protect individuals and businesses from financial loss due to unforeseen events. An insurance contract entails a fixed premium and a mutual understanding of the terms and conditions that ensue. The purpose behind this arrangement is to safeguard individuals and organizations against potential economic setbacks caused by unexpected circumstances.

Surplus

In the world of finance, we often come across the term "surplus". This refers to the remaining amount after deducting an insurer's liabilities from its assets. It serves as ...

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Pollution insurance

In the world of finance, there are important policies that cover potential property loss and liability due to pollution-related damages. These policies are specifically desig...

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Ownership

Life insurance policies are governed by their owners, who hold all rights, benefits, and privileges. The owner of a policy may or may not be the insured individual, and owne...

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Annuity units

An essential metric utilized in the assessment of a variable annuity while it is being distributed to the recipient. The value of each unit is subject to change in accordanc...

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