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Insurance

Consideration

This is typically done to protect individuals and businesses from financial loss due to unforeseen events. An insurance contract entails a fixed premium and a mutual understanding of the terms and conditions that ensue. The purpose behind this arrangement is to safeguard individuals and organizations against potential economic setbacks caused by unexpected circumstances.

Insurance Policy

An essential document in the world of insurance is the policy, a written agreement between the policyholder and the company outlining the terms and conditions of coverage. T...

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Workers compensation

Workers' compensation is a type of insurance that covers the cost of medical treatment and rehabilitation for employees who have been injured on the job. It also provides fi...

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Respondeat superior

In the world of finance, there exists a legal principle known as "vicarious liability" that holds a principal accountable for the actions of their agent. This means that the...

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Loss ratio

As an expert in finance, it is crucial to understand the concept of "loss ratio," which refers to the percentage of each premium rupee that an insurer spends on claims. This...

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