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Insurance

Consideration

This is typically done to protect individuals and businesses from financial loss due to unforeseen events. An insurance contract entails a fixed premium and a mutual understanding of the terms and conditions that ensue. The purpose behind this arrangement is to safeguard individuals and organizations against potential economic setbacks caused by unexpected circumstances.

Asset-backed securities

Bonds are financial instruments that represent pools of loans with similar characteristics, such as type, duration, and interest rates. These loans can be securitized, meani...

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Participating Policy

A participating policy, often referred to as a with-profits or par policy, is a type of insurance policy that involves a higher premium compared to a non-participating polic...

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Estate taxes

In finance, we often encounter the term "property taxes." This refers to the taxes paid by the policyholder on their fixed assets, such as buildings, land, plant and machine...

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Personal articles floater

A valuable asset protection plan, often referred to as a rider, is a strategic addition to an insurance policy that provides coverage for personal belongings, such as precio...

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