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Insurance

Consideration

This is typically done to protect individuals and businesses from financial loss due to unforeseen events. An insurance contract entails a fixed premium and a mutual understanding of the terms and conditions that ensue. The purpose behind this arrangement is to safeguard individuals and organizations against potential economic setbacks caused by unexpected circumstances.

Assign

When obtaining a loan, it is important to consider using your life insurance policy benefits as collateral. This means that the value of your policy can be used as security ...

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Ceding company

In the world of finance, we often come across the term "insurer". This refers to a primary insurer, who assumes a portion of risk under the insurance policies they have acce...

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Risk manager

A key role in finance is that of a risk manager. This individual is responsible for safeguarding a company from potential losses and ensuring that its goals are not derailed...

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Reserves

In the world of finance, a company's estimated expenditure on claims is known as its loss reserve. This reserve is an important indicator of a company's financial health and...

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