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Insurance

Catastrophe model

In the world of finance, there exists a powerful tool that utilizes technology to predict the potential financial impact of natural disasters and other catastrophic events in a specific location. This method involves combining long-term disaster data with current demographic and building information in order to accurately assess the potential cost of such events. By meshing these various factors, we are able to gain valuable insights and make informed decisions when it comes to managing and mitigating financial risk.

Long-term care

As we delve into the world of finance, it's important to remember our responsibility to care for the elderly and provide them with necessary services that aid in their day-t...

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Involuntary coverage

In finance, there exists a concept known as 'mandatory insurance'. This pertains to the government's requirement for specific groups or individuals to purchase insurance unde...

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Treaty reinsurance

Reinsurance treaties are mutually beneficial agreements between insurance companies and reinsurers. In this arrangement, both parties agree to automatically accept a certain...

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Guaranteed renewable

An insurance policy that cannot be terminated by the insurer before a predetermined age. In this type of policy, the premiums can only be increased for all individuals withi...

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