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Insurance

Catastrophe model

In the world of finance, there exists a powerful tool that utilizes technology to predict the potential financial impact of natural disasters and other catastrophic events in a specific location. This method involves combining long-term disaster data with current demographic and building information in order to accurately assess the potential cost of such events. By meshing these various factors, we are able to gain valuable insights and make informed decisions when it comes to managing and mitigating financial risk.

After Tax Rupees

Discretionary income, as defined by the Income Tax Act, is the remaining income a policy holder has after taxes have been paid for a specific financial year. It is the amoun...

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Probate

Probate is a legal procedure that occurs upon the passing of an individual, in which their assets are distributed and the instructions outlined in their will are executed. ...

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Securitization of insurance risk

The capital markets can be a valuable tool for insurance companies looking to expand and diversify their risk exposure. This can be achieved through the issuance of bonds or...

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Surety bond

In the world of finance, there exists a concept known as a surety bond. This is a legally binding agreement between three parties - the surety company, the owner or creditor...

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