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Insurance

Accidental death benefit

A beneficiary can receive an additional benefit if the insured passes away due to an accident through an endorsement. This is a form of insurance that provides an extra layer of protection for those who may be impacted by an unexpected death. It is important to understand the details of such endorsements to make informed decisions about financial planning and security.

Pair-and-set clause

Insurance companies often use a method called "pair and set" valuation to determine the amount of compensation for lost items. This approach takes into account the differenc...

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Cancelable

A health policy with the possibility of being terminated by the insurer at their discretion, without any specific reason required....

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Express warranty

Contracts often include a warranty, which is a promise that a product or service meets certain standards. This warranty is a legally binding agreement between parties and sp...

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Last clear chance rule

When discussing contributory negligence, it is important to understand that the plaintiff's own negligence does not necessarily bar them from seeking legal action against th...

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