InsuranceMedical Accelerated death benefit Exclusion Risk mapping (risk profiling) Actual loss ratio Asset-backed securities
Accident & Accidental Death Benefit
This includes accidents caused by external, violent, and visible means.
As we delve into the world of life insurance, it is important to understand the concept of accident or accidental death. It refers to an unexpected and abrupt event that leads to disability or death of the policyholder. This encompasses accidents caused by external factors, such as violence, as well as those that are visible to the naked eye. In simpler terms, it covers any unfortunate incident that is sudden and unforeseen.
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