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Insurance

Accident & Accidental Death Benefit

This includes accidents caused by external, violent, and visible means. As we delve into the world of life insurance, it is important to understand the concept of accident or accidental death. It refers to an unexpected and abrupt event that leads to disability or death of the policyholder. This encompasses accidents caused by external factors, such as violence, as well as those that are visible to the naked eye. In simpler terms, it covers any unfortunate incident that is sudden and unforeseen.

Loss of use

Homeowners and renters insurance policies often include a valuable provision that covers the costs of temporary living arrangements in the event of a disaster. This means tha...

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Endowment insurance

Welcome everyone, today we will be discussing the concept of life insurance. This is a type of financial protection that guarantees a payout at the end of a specified time pe...

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Captive insurer

In the world of finance, there exists a unique type of insurer known as a "mutual insurer." Unlike traditional insurance companies, mutual insurers are formed and owned by t...

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Aggregate limits

In the realm of insurance, it is important to understand the difference between a yearly limit and a per occurrence limit. A yearly limit refers to the maximum amount an ins...

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