UPI is an instant payment system introduced and developed by National Payments Corporation of India (NPCI) that executes instant money transfers between two parties.
Applying for an IPO has become much easier with the introduction of UPI. All you need to do is enter a UPI ID with either of the NPCI approved apps/UPI handles and select it as your payment option while applying for an IPO.
To ensure your IPO application process is completed without any interruptions, make sure that your UPI ID features in the list approved by NPCI.
Below is the list of apps approved by NPCI and their UPI handles.
| Sr. No. | UPI Apps live on IPO | Handle |
| 1 | BHIM Baroda Pay (only Android) | @BARODAMPAY |
| 2 | BHIM RBL Pay (Android & iOS) | @rbl |
| 3 | BHIM PayWiz ( Android ) | @idbi |
| 4 | BHIM (android & iOS) | @upi |
| 5 | BHIM AUPay (Android & iOS) | @aubank |
| 6 | BHIM Axis Pay (only android) | @axisbank |
| 7 | BHIM BANDHAN UPI (Android & iOS) | @bandhan |
| 8 | BHIM DLB UPI (Android & iOS) | @dlb |
| 9 | BHIM IndusPay (only Android) | @indus |
| 10 | BHIM KBL UPI (Android) | @kbl |
| 11 | BHIM Lotza UPI (only Android) | @federal |
| 12 | BHIM SBIPay (only android) | @sbi |
| 13 | BHIM UCO UPI (Android and iOS both) | @uco |
| 14 | BHIM YES PAY (only Android) | @yesbank |
| 15 | Citi Mobile (android & iOS) | @citi & @citigold |
| 16 | DhanSmart (Android & iOS) | @dlb |
| 17 | DigiBank - DBS (Android & iOS) | @dbs |
| 18 | Freecharge (Android & iOS) | @freecharge |
| 19 | Google Pay (android & iOS) | @okhdfcbank, @okaxis , @oksbi, @okicici |
| 20 | HSBC Simply Pay (android & iOS) | @hsbc |
| 21 | IDBI Bank GO Mobile+ ( Android & iOS) | @idbi |
| 22 | iMobile by ICICI Bank (android users) | @icici |
| 23 | IndOASIS (Android and iOS both) | @indianbank, @allbank |
| 24 | Kotak Mobile Banking App (Android) | @kotak |
| 25 | MobiKwik ( Android & iOS) | @ikwik |
| 26 | Nxt - Union Bank of India ( iOS and Android ) | @unionbankofindia, @uboi and @unionbank |
| 27 | Paytm (Android & IOS) | @paytm |
| 28 | Phone-Pe (android & iOS) | @ybl, @axl, @ibl |
| 29 | SIB Mirror+ (only Android) | @sib |
