Fino Payment Bank Ltd was incorporated in 2017. The company offers a wide portfolio of digital financial products and services in India. It offers such products and services to the target market via a Pan-India distribution network and proprietary technologies, and since 2017, it has grown its’ operational presence to cover over 90% of districts as of September 30, 2021. It operates an asset-light business model that principally relies on fee and commission-based income generated from merchant networks and strategic commercial relationships.

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