YES Bank Share Price in Focus After Q2 FY27 Earnings Results; Profit Rises 65% to ₹1,080 Crore

YES Bank reported a net profit of ₹1,080 crore for Q2 FY27, compared with ₹654 crore a year earlier. Profit remained almost flat against ₹1,071 crore in the June quarter. 

Deposits reached ₹3,54,004 crore, while advances crossed ₹3 lakh crore to reach ₹3,09,510 crore at the end of September. 

Net Interest Income Grows 22.7% 

Net interest income rose to ₹2,822 crore, up 22.7% year-on-year. Non-interest income increased 14.4% to ₹1,882 crore, taking total net income to ₹4,704 crore. 

Operating profit grew 29.4% to ₹1,678 crore, while provisions fell to ₹317 crore from ₹419 crore. 

Deposits and Advances Increase 

Retail and branch-led deposits grew 20.9% to ₹2,07,985 crore, accounting for 58.8% of total deposits. FCNR(B) deposits mobilised during the RBI’s concessional swap window totalled ₹18,575 crore. 

Advances increased 23.7% year-on-year. Retail asset disbursements grew 35%, commercial banking advances rose 20.2%, and corporate and institutional advances increased 31.4%. 

Asset Quality Improves 

Gross NPA declined to 1.2% from 1.6% a year earlier, while net NPA fell to 0.2% from 0.3%. Gross slippages decreased to ₹1,035 crore from ₹1,248 crore. 

CRISIL and India Ratings upgraded their long-term ratings for YES Bank from AA- to AA+, both with Stable outlooks. 

Read More: Zen Technologies Share Price in Focus to Acquire Majority Stake in Cogknit Semantics! 

Yes Bank Share Price Performance  

As of 19 October 2026, at 11:46 AM, Yes Bank Ltd share price is trading at ₹17.29 per share, reflecting a decline of 1.20% from the previous trading session. 

Conclusion 

Yes Bank's higher income and lower provisions supported annual profit growth, while deposits and advances expanded. Lower bad-loan ratios and the rating upgrades were other key developments during the quarter. 

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