UCO Bank Share Price in Focus After Q2 FY27 Earnings Results: Total Income Up 10.1% YoY

On October 15, 2026, UCO Bank released its unaudited financial results for the quarter and half-year ending September 30, 2026, as per the exchange filings.  

The bank's total income for the September 2026 quarter increased by 10.1% year-on-year to ₹8,174.08 crore, while the net profit rose by 26.8% year-on-year to ₹785.64 crore. 

UCO Bank Q2 FY27 Earnings Results 

In the September 2026 quarter, UCO Bank's total income stood at ₹8,174.08 crore, marking a 10.1% increase from ₹7,421.39 crore in the same quarter of the previous year. However, this was a 5.9% decline from ₹8,682.24 crore in the June 2026 quarter.  

The net profit for the quarter reached ₹785.64 crore, up 26.8% year-on-year from ₹619.76 crore and 19.7% quarter-on-quarter from ₹656.32 crore. 

Half-Yearly Financial Overview 

For the half-year ending September 30, 2026, UCO Bank's total income rose by 13.5% year-on-year to ₹16,856.32 crore, compared to ₹14,854.60 crore in the corresponding period of the previous year.  

The net profit for this period increased by 17.5% year-on-year to ₹1,441.97 crore from ₹1,227.20 crore. 

Business Growth and Advances 

The bank's total business reached ₹6,37,280 crore, reflecting an 18.81% annual growth. Gross advances grew by 24.70% year-on-year to ₹2,87,690 crore, while the total deposit portfolio expanded by 14.36% to ₹3,49,590 crore.  

The CASA deposits increased by 10.59% to ₹1,22,259 crore, with savings deposits contributing ₹1,03,736 crore and current deposits rising by 19.70% to ₹18,523 crore. 

Read More: Tata Elxsi Share Price Gains Over 7% After Q2 FY27 Earnings Results: Total Income Up 12.8% YoY! 

Sector-Wise Advances and Profitability 

The Retail, Agriculture, and MSME segments collectively grew by 26.92% to ₹1,68,736 crore. Retail advances increased by 30.23% to ₹76,817 crore, agriculture advances rose by 29.59% to ₹41,014 crore, and MSME advances reached ₹50,905 crore, marking a 20.32% growth.  

The bank's operating profit for the quarter rose by 16.04% to ₹1,872 crore, with net interest income expanding by 13.96% to ₹2,886 crore. 

Asset Quality and Efficiency Ratios 

UCO Bank's gross NPA decreased by 60 basis points to 1.96%, and net NPA dropped by 25 basis points to 0.18%. The provision coverage ratio stood at 98.36%, with a tangible PCR of 90.88%.  

The domestic yield on advances was 8.11%, and the global cost of funds improved to 4.44%, enhancing the return on assets to 0.80%. The cost-to-income ratio improved to 50.39%, and the credit-to-deposit ratio increased to 82.29%. 

UCO Bank Share Price Performance 

As of October 15, 2026, at 3:10 PM, UCO Bank share price on NSE was trading at ₹23.65, down by 1.25% from the previous closing price. 

Conclusion 

UCO Bank's September 2026 quarter results show a 10.1% YoY increase in total income to ₹8,174.08 crore and a 26.8% YoY rise in net profit to ₹785.64 crore. The bank's total business grew by 18.81% to ₹6,37,280 crore, with gross advances up 24.70% to ₹2,87,690 crore. 

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