Tata Capital Share Price Surges After Q1 FY27 Earnings Results: Total Income Up 14.7% YoY

Written by: Team Angel OneUpdated on: 29 Jul 2026, 4:48 pm IST
Tata Capital Limited's total income rose 14.7% YoY to ₹8,825.38 crore in June 2026, with net profit up 56.4% YoY to ₹1,628.18 crore.
Tata Capital Share Price Surges
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On July 28, 2026, Tata Capital Limited announced its consolidated unaudited financial results for the quarter ending June 30, 2026, as per the exchange filings.  

The company reported a total income of ₹8,825.38 crore and net profit of ₹1,628.18 crore for the quarter ending June 30, 2026. 

Tata Capital Q1 FY27 Earnings Results 

In the June 2026 quarter, Tata Capital Limited reported a 14.7% year-on-year (YoY) increase in total income, reaching ₹8,825.38 crore, compared to ₹7,691.65 crore in the same quarter of the previous year.  

Additionally, there was an 8.1% quarter-on-quarter (QoQ) rise from ₹8,162.31 crore in the March 2026 quarter. 

In the June 2026 quarter, Tata Capital Limited's net profit (PAT) experienced a 56.4% YoY increase, amounting to ₹1,628.18 crore. This is a rise from ₹1,040.93 crore reported in the corresponding quarter of the previous year. 

On a QoQ basis, net profit increased by 11.0% from ₹1,466.27 crore in the March 2026 quarter. 

Annual Financial Performance for FY26 

For the financial year 2026, Tata Capital Limited's total income stood at ₹31,582.62 crore. The company also reported a net profit (PAT) of ₹4,890.91 crore for the same period, highlighting its financial performance over the year. 

Read More: Coforge Share Price Gains Over 9% After Q1 FY27 Earnings Results: Total Income Up 49.2% YoY! 

Massive AUM Scale Up and Strategic Retail Expansion into Gold Loans 

The consolidated assets under management (AUM) expanded by 22% year-on-year to reach ₹2,90,502 crore as of June 30, 2026, fueled largely by a core focus on Retail and SME segments which constitute 85.4% of the total loan portfolio.  

Growth was even stronger excluding its motor finance vertical, with AUM up 28% to ₹2,66,057 crore. Alongside steady organic growth, the company announced its official entry into the gold loan sector through the acquisition of Yogloans. 

Managing Director and CEO Rajiv Sabharwal highlighted that this acquisition aims to diversify the retail lending product line and leverage Tata’s brand strength to address high-frequency secured credit preferences. 

Automation Drives Corporate Efficiency and Housing Subsidiary Growth Multipliers 

Artificial intelligence and automated digital systems served as primary operational tailwinds, helping optimize origination, underwriting, and collections.  

While total assets expanded by 22%, corporate headcount increased by roughly 5%, reflecting massive internal productivity gains.  

This structural strength extended directly into its material subsidiary, Tata Capital Housing Finance Limited.  

The wholly owned housing unit reported a 24% expansion in its individual AUM to ₹89,416 crore, alongside a 29% year-on-year growth in net profit to ₹532 crore for the opening quarter. 

Tata Capital Share Price Performance 

As of July 29, 2026, at 10:57 AM, Tata Capital share price on NSE was trading at ₹360.85, up by 1.66% from the previous closing price. 

Conclusion 

Tata Capital Limited's total income increased by 14.7% YoY to ₹8,825.38 crore in the June 2026 quarter. Net profit rose by 56.4% YoY to ₹1,628.18 crore. For FY26, total income was ₹31,582.62 crore, with a net profit of ₹4,890.91 crore. 

Track the stock market in Hindi. Visit Angel One News for the latest market trends, insights, and share market news in Hindi. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

Published on: Jul 29, 2026, 11:18 AM IST

Team Angel One

Team Angel One is a group of experienced financial writers that deliver insightful articles on the stock market, IPO, economy, personal finance, commodities and related categories.

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