SBFC Finance reported stronger earnings for the quarter ended June 2026, with growth in income, profit and assets under management. The results also showed a marginal sequential increase in gross NPA and net NPA, alongside higher credit costs.
SBFC Finance’s profit after tax increased by 29% YoY to ₹130 crore in Q1FY27, compared with ₹101 crore in the corresponding quarter last year. On a sequential basis, profit after tax rose 6% from ₹123 crore in the March 2026 quarter.
Pre provision operating profit stood at ₹216 crore, up 34.4% from ₹161 crore in Q1 FY26. Basic earnings per share increased to ₹1.18 from ₹0.93 during the same period.
Total income rose 26.5% YoY to ₹492 crore from ₹389 crore in the year ago quarter. Interest income on loans increased 29.7% YoY to ₹454 crore, while interest income from other sources stood at ₹6 crore.
Based on reported interest income and finance costs, net interest income stood at ₹307 crore, compared with ₹230 crore in Q1FY26. The net interest margin on average assets under management improved to 10.68% in Q1FY27 from 10.25 in Q1FY26%.
Finance costs increased to ₹153 crore from ₹125 crore, while operating expenses rose to ₹123 crore from ₹103 crore. Credit cost increased to ₹42 crore from ₹25 crore.
Gross NPA stood at 2.66%, compared with 2.78% a year earlier and 2.61% in the previous quarter. Net NPA was 1.55%, against 1.57% in Q1 FY26 and 1.54% in Q4 FY26.
The provision coverage ratio stood at 42.22%, while the credit cost ratio increased to 1.45%. Assets under management grew 27% to ₹11,922 crore.
As of July 24, 2026, SBFC Finance’s share price closed at ₹92.18 on the NSE, up 1.83% from the previous closing price of ₹90.52.
SBFC Finance reported a 29% increase in profit after tax to ₹130 crore in Q1FY27. Total income rose 26.5% to ₹492 crore, while assets under management grew 27% to ₹11,922 crore.
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Published on: Jul 25, 2026, 5:34 PM IST
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