RBL Bank Share Price Falls Over 5% After Q2 FY27 Earnings Results: Total Income Up 21.6% YoY

On October 12, 2026, RBL Bank Limited reported its unaudited consolidated financial results for the quarter ended September 30, 2026, as per the exchange filings.  

The bank's total income increased by 21.6% YoY to ₹5,401.65 crore, while net profit surged by 158.9% YoY to ₹498.36 crore. 

RBL Bank Q2 FY27 Earnings Results 

During the September 2026 quarter, RBL Bank's total income rose to ₹5,401.65 crore, marking a 21.6% increase from ₹4,441.59 crore in the same period last year.  

The net profit for the quarter saw a 158.9% rise, reaching ₹498.36 crore compared to ₹192.46 crore a year ago.  

On a QoQ basis, total income increased by 13.4% from ₹4,762.28 crore in the June 2026 quarter, and net profit grew by 112.8% from ₹234.23 crore. 

Half-Yearly Performance of RBL Bank 

For the half year ended September 30, 2026, RBL Bank's total income was ₹10,163.93 crore, reflecting a 13.5% YoY increase from ₹8,954.16 crore.  

The net profit for the half year rose by 80.1% YoY to ₹732.59 crore from ₹406.68 crore in the previous year. 

Operating Performance and Advances 

Net Interest Income (NII) for Q2 FY27 grew 37% YoY to ₹2,131 crore, with a Net Interest Margin (NIM) of 4.61%. Other income increased by 16% YoY to ₹1,077 crore, while core fee income grew by 12% YoY to ₹1,040 crore.  

The bank's operating expenses rose by 3% YoY to ₹1,812 crore, resulting in an operating profit of ₹1,396 crore, up 92% YoY. The cost-to-income ratio stood at 56.5%. 

Read More: Brigade Enterprises Share Price in Focus; To Invest ₹40,000 Crore Over Next 3 Years! 

Deposits and Asset Quality 

Total deposits grew by 34% YoY to ₹1,56,272 crore, with CASA deposits increasing by 14% YoY. The CASA ratio was 27.2%, and granular deposits accounted for 44% of total deposits.  

Net advances rose by 42% YoY to ₹1,42,314 crore, with secured retail advances growing by 52% YoY to ₹51,933 crore. The gross NPA ratio improved to 1.02% as of September 30, 2026, from 2.32% a year earlier, while the net NPA ratio decreased to 0.29% from 0.57%. 

RBL Bank Share Price Performance 

As of October 13, 2026, at 10:10 AM, RBL Bank share price on NSE was trading at ₹394.75, down by 5.49% from the previous closing price.  

Conclusion 

RBL Bank's Q2 FY27 results highlight a 21.6% YoY increase in total income to ₹5,401.65 crore and a 158.9% YoY rise in net profit to ₹498.36 crore. Deposits grew by 34% YoY, and net advances increased by 42% YoY, reflecting strong financial performance. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.