Punjab National Bank Share Price in Focus After Q2 FY27 Earnings Results: Total Income Up 5.7% YoY

On October 16, 2026, Punjab National Bank reported its financial performance for the quarter ending September 30, 2026, as per the exchange filings.  

The bank's consolidated total income increased by 5.7% year-on-year (YoY) to ₹38,791.10 crore, compared to ₹36,683.78 crore in the same quarter last year.  

The net profit also saw a rise of 14.7% YoY, reaching ₹5,561.14 crore, up from ₹4,848.64 crore a year ago. 

Punjab National Bank Q2 FY27 Earnings Results 

In the September 2026 quarter, Punjab National Bank's total income rose to ₹38,791.10 crore, marking a 5.7% increase YoY and a 2.2% rise quarter-on-quarter (QoQ) from ₹37,953.75 crore in June 2026.  

The consolidated net profit for the quarter was ₹5,561.14 crore, reflecting a 14.7% YoY growth and a 4.2% QoQ increase from ₹5,339.15 crore in the previous quarter. 

Half-Yearly Financial Overview 

For the half year ending September 30, 2026, the bank's consolidated total income increased by 2.8% YoY to ₹76,744.85 crore from ₹74,682.62 crore in the corresponding period of the previous year.  

The consolidated net profit for the half year surged by 63.2% YoY to ₹10,900.29 crore, compared to ₹6,680.86 crore in the same period last year. 

Global Business and Deposits 

The bank's global business scale expanded to ₹31,18,434 crore. Global deposits grew by 9.9% YoY, reaching ₹17,77,240 crore.  

Global advances increased by 14.7% YoY to ₹13,41,194 crore. Total CASA deposits rose to ₹6,25,945 crore, comprising 36.6% of total deposits. 

Read More: Federal Bank Share Price in Focus After Q2 FY27 Earnings Results; Q2 Profit Hits Record ₹1,386 Crore! 

Asset Quality and Efficiency 

The gross non-performing assets ratio improved to 2.55%, with a decline to ₹34,190 crore. The net non-performing assets ratio dropped to 0.25%. The provision coverage ratio improved to 97.32%. Business efficiency per branch increased to ₹285.18 crore, while net profit per branch rose to ₹209.37 lakh. 

Operational Network and Digital Progress 

The bank's physical touchpoints reached 53,672, including 10,481 domestic branches, 10,915 ATMs, and 32,276 banking correspondents.  

Digital transactions scaled to 408 crore during the quarter, accounting for 95.7% of total retail interactions. Total amounts disbursed through online journeys reached ₹22,000 crore. 

Punjab National Bank Share Price Performance 

As of October 16, 2026, at 3:30 PM, Punjab National Bank share price on NSE was closed at ₹116.30, up by 1.09% from the previous closing price. 

Conclusion 

Punjab National Bank's consolidated total income for Q2 2026 rose 5.7% YoY to ₹38,791.10 crore, while net profit increased 14.7% YoY to ₹5,561.14 crore. The bank's global business expanded to ₹31,18,434 crore, with improved asset quality and digital progress. 

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