Poonawalla Fincorp Share Price in Focus After Q2 FY27 Earnings Results: Total Income Up 70.1% YoY

On October 9, 2026, Poonawalla Fincorp Limited reported a substantial increase in its financial performance for the quarter and half-year ending September 30, 2026, as per the exchange filings.  

The company's total income and net profit showed significant growth compared to the previous year, reflecting strong operational results. 

Poonawalla Fincorp Q2 FY27 Earnings Results 

For the September 2026 quarter, Poonawalla Fincorp's total income surged by 70.1% year-on-year (YoY) to ₹2,624.84 crore, up from ₹1,542.77 crore in the same period last year. The quarter-on-quarter (QoQ) growth was 12.3%, compared to ₹2,336.92 crore in the June 2026 quarter.  

Net profit for the quarter increased by 405.2% YoY to ₹374.85 crore, compared to ₹74.20 crore a year ago, and rose by 21.8% QoQ from ₹307.71 crore in the June 2026 quarter. 

Half-Year Financial Overview 

For the half-year ending September 30, 2026, total income stood at ₹4,961.76 crore, marking a 73.7% increase from ₹2,856.78 crore in the corresponding period of the previous year. 

 Net profit for the half-year was ₹682.56 crore, up 398.9% YoY from ₹136.80 crore in the previous year. 

Board Meeting Outcomes 

The board meeting held on October 9, 2026, approved the unaudited standalone and consolidated financial results for the quarter and half-year ended September 30, 2026. The board also approved the re-appointment of Ms. Kemisha Soni as an Independent Director. 

Balance Sheet and Cash Flow 

Total consolidated assets increased to ₹74,583.94 crore as of September 30, 2026, from ₹60,271.56 crore in March. Loan assets were the largest component, amounting to ₹69,562.71 crore.  

Net cash used in operating activities was ₹12,763.33 crore, primarily due to outbound growth changes in loans. Investing activities utilised ₹437.61 crore, while financing activities generated ₹13,130.92 crore, leaving a closing cash balance of ₹215.98 crore. 

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Key Ratios and Credit Quality 

The consolidated debt-equity ratio was 4.28, with total debts to total assets at 0.79. The net profit margin for the half-year was 13.76%, and basic earnings per equity share were ₹7.82.  

Gross Stage 3 non-performing assets were 1.20% of the portfolio, with net Stage 3 assets at 0.61%. The asset book value security cover was 121.00%, and the security cover ratio for outstanding pari-passu debentures was 101.00%. 

Capital Raising and Portfolio Assignment 

The company raised ₹2,500.00 crore through a Qualified Institutions Placement on April 13, 2026, by allotting 67,430,883 shares at ₹370.75 each.  

Loan assignments for accounts not in default totalled ₹1,000.34 crore, involving 15,883 accounts with a residual maturity of 139 months. 

Poonawalla Fincorp Share Price Performance 

As of October 9, 2026, at 3:30 PM, Poonawalla Fincorp share price on NSE was closed at ₹447.30, up by 2.15% from the previous closing price. 

Conclusion 

Poonawalla Fincorp Limited's financial results for the quarter and half-year ending September 30, 2026, showed a 70.1% YoY increase in total income to ₹2,624.84 crore and a 405.2% YoY rise in net profit to ₹374.85 crore. The company's total assets reached ₹74,583.94 crore, and the net profit margin stood at 13.76% for the half-year. 

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