Piramal Finance Share Price Gains Over 3% Post Q2 FY27 Earnings Results: Total Income Up 28.2% YoY

Piramal Finance reported its consolidated financial results for the quarter and half year ended September 30, 2026, as per the exchange filings on October 19, 2026. 

Piramal Finance Limited reported a 28.2% year-on-year increase in total income, reaching ₹3,717.16 crore for the quarter ending September 30, 2026. Net profit for the same period rose by 66.8% year-on-year to ₹545.42 crore. 

Piramal Finance Q2 FY27 Earnings Results 

In the September 2026 quarter, Piramal Finance Limited's total income rose to ₹3,717.16 crore, up from ₹2,900.27 crore in the same quarter of the previous year. This marks an 8.8% increase from the ₹3,417.17 crore reported in the June 2026 quarter.  

Net profit also saw a substantial rise, reaching ₹545.42 crore up by 66.8%, compared to ₹326.99 crore a year ago, and up 18.3% from ₹460.98 crore in the June 2026 quarter. 

Half-Yearly Financial Overview 

For the half-year ending September 30, 2026, the company's total income increased by 27.6% year-on-year to ₹7,134.35 crore, compared to ₹5,590.38 crore in the corresponding period of the previous year.  

Net profit for this period rose to ₹1,006.40 crore, a 66.8% increase from ₹603.36 crore in the previous year. 

Operational Expansion and Corporate Developments 

Retail disbursements increased by 34% to ₹14,646 crore during the quarter, reflecting strong borrower demand. The branch network expanded to 838 branches across 621 cities, serving 6.5 million consumers.  

The company raised ₹3,850 crore in equity capital, including a QIP of ₹2,100 crore and preferential warrant allotments of ₹1,750 crore. Former SBI Chairman Dinesh Kumar Khara joined as an Independent Director. 

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Segmented Performance and Asset Quality 

Retail lending assets grew by 30% to ₹97,462 crore, making up 86% of the total book size. Wholesale lending portfolios increased by 24% year-on-year to ₹13,978 crore. Net income margins expanded by 35 basis points to 6.5%.  

The gross NPA stood at 2.4%, while the net NPA was 1.7%. The company's net worth reached ₹31,180 crore, with cash equivalents of ₹6,899 crore. 

Technological Advancements 

The company's Voice AI system facilitated ₹102 crore in cross-sell credit disbursements. Automated collections rose to ₹754 crore monthly, and risk management software processed 1.94 lakh statements and checked 6 lakh documents for fraud. 

Piramal Finance Share Price Performance 

As of October 21, 2026, at 10:32 AM, Piramal Finance share price on NSE was trading at ₹2,008.00, up by 3.04% from the previous closing price. 

Conclusion 

Piramal Finance Limited's total income for the September 2026 quarter increased by 28.2% year-on-year to ₹3,717.16 crore, with net profit rising by 66.8% to ₹545.42 crore. Retail disbursements grew by 34% to ₹14,646 crore. 

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