Muthoot Microfin Share Price in Focus; AUM Stood at ₹15,323 Crore as of September 30, 2026

Muthoot Microfin reported Assets Under Management (AUM) of ₹15,323 crore as of September 30, 2026, according to an exchange filing dated October 8, 2026.  

AUM was 22% higher than a year earlier and increased 23.9% quarter-on-quarter on an annualised basis from June 30, 2026. 

Disbursements Rise in Q2 

Disbursements during Q2 FY27 stood at ₹2,900 crore, up 28% from Q2 FY26 and 10% from the previous quarter. The company’s loan mix also changed during the period, with JLG and 

Non-JLG loans accounting for 69% and 31%, respectively, compared with 83:17 at the end of March. 

Individual Loan Portfolio 

The Small and Micro Enterprise Individual Loan portfolio stood at ₹4,164 crore. The company said the portfolio continued to have near-zero delinquency.  

It also disbursed ₹453 crore in gold loans during the quarter through a referral and co-lending arrangement with Muthoot Fincorp. 

Collection Efficiency at 98.11% 

Collection Efficiency was 98.11% in Q2 FY27, 477 basis points higher than in Q2 FY26. X-Bucket Collection Efficiency, excluding advances, was 99.9%. 

Borrowings and Cost of Funds 

Muthoot Microfin raised ₹3,213 crore during Q2, taking total borrowings for the first half of FY27 to ₹5,946 crore. Liquidity at September-end was ₹1,701 crore, with another ₹4,328 crore in unavailed sanctioned credit lines.  

Cost of funds declined to 9.93% from 10.13% in Q1 FY27, while incremental cost of funds fell to 9.69% from 9.80%. 

Branch Network and Digital Collections 

The company had 1,675 branches and 32 lakh active customers as of September 30. Mahila Mitra app downloads reached 22 lakh. Digital collections accounted for 47% in Q2 FY27, compared with 25% in Q2 FY26 and 40% in Q1 FY26. 

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Muthoot Microfin Share Price Performance  

As of October 8, 2026, 11:27 am, Muthoot Microfin share price was trading at ₹171.55, a 0.79% decrease from the previous closing price. 

Conclusion 

The Q2 update showed higher AUM and disbursements, along with improved collection efficiency and a lower cost of funds. The figures remain provisional and unaudited, subject to review and approval. 

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