IDBI Bank Share Price in Focus After Q2 FY27 Earnings Results; Profit After Tax Falls 39%

IDBI Bank reported a net profit of ₹2,205 crore for the September quarter, down 39% from ₹3,627 crore a year earlier.The year-on-year comparison includes a ₹1,699 crore one-off gain from the sale of its strategic investment in NSDL in Q2 FY26. 

Without that gain, the bank’s net profit increased 14% year-on-year. Net interest income also grew to ₹4,228 crore from ₹3,285 crore in the year-ago quarter. 

Operating Profit Reaches ₹2,893 Crore 

Operating profit stood at ₹2,893 crore, up 33% from ₹2,168 crore in the June quarter. Excluding the previous year’s one-off gain, operating profit increased 59% year-on-year. 

Net interest margin improved to 4.11%, compared with 3.71% a year earlier. The bank’s cost of deposits declined to 4.55% from 4.69%. 

Deposits Cross ₹3.55 Lakh Crore 

Total deposits reached ₹3,55,684 crore as of September 30, up 17% year-on-year. Net advances rose 18% to ₹2,71,533 crore, taking total business to ₹6,27,216 crore. 

CASA deposits increased 12% to ₹1,55,877 crore, while the CASA ratio stood at 43.82%. 

Gross NPA Falls to 2.12% 

Gross non-performing assets declined to 2.12% from 2.65% a year earlier. Net NPA stood at 0.17%, compared with 0.21% in September 2025. The provision coverage ratio was 99.24%. 

The capital adequacy ratio increased to 27.10% from 25.39% a year earlier. 

Read More: TCS Share Price in Focus as TCS BaNCS for Treasury Enters Sri Lanka with Indian Bank! 

IDBI Bank Share Price Performance  

As of 19 October 2026, at 1:42 PM, IDBI Bank Ltd share price is trading at ₹82.90 per share, reflecting a decline of 1.45% from the previous trading session. 

Conclusion 

IDBI Bank’s results showed higher net interest income and growth in deposits and advances. The previous year’s NSDL stake-sale gain remains an important factor in comparing reported net profit. 

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