HDB Financial Services Share Price Falls Over 7% After Q2 FY27 Earnings Results

HDB Financial Services made a profit of ₹780.2 crore in the September quarter of FY27. It had reported ₹581.4 crore in the same quarter last year. Revenue from operations rose by 10.1% to ₹5,005.3 crore. 

The company's lending business brought in ₹4,708.1 crore during the quarter. Its BPO services business reported lower revenue than a year ago. 

Lending Business Accounts for Most Revenue 

Lending revenue increased from ₹4,225.1 crore to ₹4,708.1 crore. Revenue from BPO services fell from ₹320.3 crore to ₹297.2 crore. 

Interest income rose to ₹4,350.8 crore, compared with ₹3,886.5 crore last year. Finance costs also increased, reaching ₹1,817.1 crore against ₹1,694 crore. Impairment on financial instruments was ₹729.9 crore, down from ₹748.3 crore. 

Stage 3 Ratios Move Lower 

The company's gross Stage 3 ratio was 2.43% at the end of September, against 2.81% a year earlier. The net Stage 3 ratio came down to 1.09% from 1.27%. 

Capital adequacy stood at 21.37%, compared with 21.82% in September 2025. 

First-Half Profit Reaches ₹1,565 Crore 

HDB Financial Services earned ₹1,565.4 crore in the first six months of FY27. Profit for the same period last year was ₹1,149.3 crore. Revenue from operations increased to ₹9,943.2 crore from ₹9,010.8 crore. 

The board has also declared an interim dividend of ₹2 per share. October 23, 2026, is the record date for the dividend. 

Read More: Leela Palaces Share Price in Focus After Q2 FY27 Earnings Results; Q2 Profit Rises 27%! 

HDB Financial Services Share Price Performance  

As of 15 October 2026, at 1:04 PM, HDB Financial Services Ltd share price is trading at ₹539.95 per share, reflecting a decline of 7.50% from the previous trading session. 

Conclusion 

HDB Financial Services ended the September quarter with higher profit and lending revenue, while its reported Stage 3 ratios were lower than a year earlier. 

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