Bank of Baroda Share Price Gains Over 2% Post Q2 FY27 Earnings Results: Total Income Up 19.1% YoY

On October 30, 2026, Bank of Baroda released its un-audited consolidated financial results for the quarter and half-year ended September 30, 2026, as per the exchange filings.  

The bank reported a total income of ₹45,783.71 crore for the September 2026 quarter, marking a 19.1% increase compared to the same period last year. The net profit for the quarter rose 31.2% year-on-year to ₹6,737.28 crore. 

Bank of Baroda Q2 FY27 Earnings Results 

In the September 2026 quarter, Bank of Baroda's total income increased to ₹45,783.71 crore, up from ₹38,434.10 crore in the same quarter of the previous year. This represents a 19.1% year-on-year growth.  

The net profit for the quarter also saw a substantial rise, reaching ₹6,737.28 crore, a 31.2% increase from ₹5,133.56 crore a year ago. Compared to the June 2026 quarter, the net profit surged by 277.8% from ₹1,783.29 crore. 

Half-Yearly Financial Overview 

For the half-year ended September 30, 2026, the bank's total income stood at ₹87,100.42 crore, reflecting a 13.4% year-on-year increase from ₹76,838.26 crore.  

However, the net profit for the half-year slightly decreased by 1.0% to ₹8,520.57 crore, compared to ₹8,602.72 crore in the corresponding period of the previous year. 

Segment Performance 

Bank of Baroda's retail banking segment contributed ₹15,931.72 crore to standalone operations in the quarter. Wholesale banking operations generated ₹13,511.26 crore, while treasury operations brought in ₹12,381.78 crore.  

Wholesale banking held the largest asset base of ₹8,66,322.20 crore, followed by standalone treasury assets at ₹5,87,044.32 crore, and retail banking assets at ₹6,37,999.59 crore. 

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Asset Quality and Ratios 

The bank's standalone Gross NPA ratio improved to 1.78% from 2.16% year-on-year. The standalone Net NPA ratio reduced to 0.37%. The provision coverage ratio with written-off accounts improved to 94.65%. Standalone capital adequacy (CRAR Basel III) was at 16.61%, with a CET-1 ratio of 14.20%. 

Bank of Baroda Share Price Performance 

As of November 02, 2026, at 2:01 PM, Bank of Baroda share price on NSE was trading at ₹244.68, up by 2.55% from the previous closing price. 

Conclusion 

Bank of Baroda's total income for the September 2026 quarter increased by 19.1% to ₹45,783.71 crore, while net profit rose by 31.2% to ₹6,737.28 crore. The half-yearly total income was ₹87,100.42 crore, with a slight decrease in net profit to ₹8,520.57 crore. 

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