Axis Bank Share Price Falls Over 3%; Q2FY27 Profit After Tax Rises 38% to ₹7,003 Crore

Axis Bank reported a net profit of ₹7,003 crore for the September quarter, compared with ₹5,090 crore in the same period last year, according to exchange filings dated October 17, 2026.  

Net interest income, which is the difference between interest earned and interest paid, increased 12% year-on-year to ₹15,371 crore. 

For the first half of FY27, net profit rose to ₹14,117 crore from ₹10,896 crore a year earlier. Net interest income for the six-month period increased 10% to ₹30,018 crore. 

Axis Bank’s Q2FY27 Operating Income 

Operating revenue grew 8% to ₹21,902 crore in Q2FY27. Operating expenses also increased, rising 9% to ₹10,819 crore. The bank's operating profit stood at ₹11,083 crore, up 6% from the year-ago quarter. 

Fee income rose 6% to ₹6,381 crore. Other income declined slightly to ₹6,531 crore from ₹6,625 crore. Trading income fell to ₹85 crore, compared with ₹498 crore in Q2FY26. 

Deposits and Loans 

Deposits totalled ₹14.52 lakh crore at the end of September 2026, up 21% year-on-year. Term deposits increased 27% to ₹9.23 lakh crore, while savings deposits grew 12% to ₹3.56 lakh crore. Current account deposits rose 7% to ₹1.73 lakh crore. 

Advances increased 23% to ₹13.74 lakh crore. Retail loans grew 16% to ₹7.40 lakh crore. Loans to small and medium enterprises rose 25% to ₹1.65 lakh crore, while corporate loans increased 34% over the year. 

Axis Bank’s Asset Quality 

The gross non-performing assets ratio fell to 1.16% at the end of September, against 1.46% a year earlier. The net non-performing assets ratio declined to 0.35% from 0.44%. The bank's capital adequacy ratio stood at 16.27%, compared with 16.55% in September 2025. 

Read More: Ather Energy Share Price in Focus; Subsidiary Gets IRDAI Approval as Composite Corporate Agent! 

Axis Bank Share Price Performance  

As of October 19, 2026, 10:52 am, Axis Bank share price was trading at ₹1,241.80, a 3.74% decrease from the previous closing price. 

Conclusion 

Axis Bank's second-quarter net profit increased by ₹1,913 crore year-on-year. The results also showed growth in deposits and lending, alongside a decline in the bank's gross and net non-performing asset ratios. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.