PIB Fact Check: Will Your SBI YONO App Be Blocked If Aadhaar Is Not Updated?

A message circulating on WhatsApp and social media has created panic among State Bank of India customers. The message claims that users must urgently update their Aadhaar-linked KYC by downloading an APK file. It further warns that if this is not done, the SBI YONO App will be blocked. A PIB Fact Check has confirmed that this claim is false.

What Does the Viral Message Say?

The message urges SBI customers to click on a link and download an APK file to update Aadhaar details. It uses fear tactics by stating that failure to complete the process will lead to the SBI YONO App being blocked. Many users, worried about losing access to their banking app, have shared and acted on the message without verification.

PIB Fact Check: The Truth Behind the Claim

According to the PIB Fact Check team, the message is fake. There is no requirement to download any APK file to update Aadhaar details for the SBI YONO App. Such information is being spread to mislead users and put their financial data at risk. Official banking updates are never carried out through APK links sent via WhatsApp, SMS, or email.

SBI YONO App and APK Fraud Explained

Fraudsters often use fake APK files to steal sensitive information. Once installed, these apps can access SMS, contacts, location, and even banking credentials. This allows scammers to intercept OTPs and carry out unauthorised transactions. The SBI YONO App should only be downloaded or updated through official app stores, not through external links.

How APK-Based Scams Usually Work

Scammers first create urgency by sending alarming messages. When users click the link, they are prompted to install an app from an unknown source. During installation, the app may ask for excessive permissions. After installation, fraudsters can remotely control the device and misuse personal and financial data.

Best Practices to Stay Safe

Users should avoid clicking on unknown links or downloading files from unverified sources. Always check the authenticity of the sender and look closely for spelling or grammatical errors. Banks never ask for personal details, PINs, or OTPs through messages or calls. Apps should always be downloaded from the Play Store or App Store only.

How to Report Such Frauds

If you receive suspicious messages or fall victim to a scam, report it immediately. You can email report.phishing@sbi.co.in or call the cyber crime helpline number 1930. Complaints can also be filed on the official cyber crime portal.

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Conclusion

The PIB Fact Check has clearly stated that the claim about the SBI YONO App being blocked due to Aadhaar updates through an APK file is false. These messages are scams aimed at stealing personal and banking information. Staying alert, relying on official sources, and following safe digital practices are the best ways to protect yourself from such frauds.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.