Personal Finance - Angel One

Anyone can build wealth with the right approach, consistency, and smart financial habits. You can grow your wealth over time by managing your money wisely, making informed investments, and reinvesting your earnings. As we step into 2025, adopting good financial practices can help improve your financial health.  Here are some smart money rules you should …

Retirement planning is essential at every stage of life, but it’s never too early to start, especially if you’re in your 30s. For a 35-year-old, retirement may seem far away, but the earlier you start planning, the more secure your financial future will be. In this article, we’ll explore how much a 35-year-old needs to …

The Delhi Government and the Maharashtra Government have both launched welfare schemes aimed at empowering women in their respective states. While both focus on providing financial assistance to women, they differ in terms of eligibility, benefits, application process, and their broader objectives. In this blog, we will compare the Mukhyamantri Mahila Samman Yojana (Delhi) and …

Delhi’s former Chief Minister, Arvind Kejriwal, has launched the registration process for the Mukhyamantri Mahila Samman Yojana, aimed at providing financial assistance to vulnerable women in the city. Announced in the 2024-25 Delhi Budget, this scheme offers Rs 1,000 per month to women residents of Delhi, aged 18 and above. Eligibility Criteria For Mukhyamantri Mahila …

The Pension Fund Regulatory and Development Authority (PFRDA) officially launched the Association of NPS Intermediaries (ANI) on December 21, 2024, aiming to unify stakeholders in the National Pension System (NPS) ecosystem. ANI seeks to promote NPS as a reliable retirement planning tool, enhance subscriber welfare, and foster collaboration to improve the pension framework in India. …

The Sanjeevani Yojana is an initiative launched by the Delhi Government to provide accessible healthcare services to residents of Delhi. The scheme aims to ensure timely medical care and support for those in need. By offering quality healthcare at affordable rates, it reduces the burden on public hospitals and makes healthcare services more inclusive for …

Over the past decade, India has witnessed a significant decline in household savings rates, reaching a four-decade low. This shift has broad implications for economic stability and individual financial security across the nation. Understanding the Decline From a robust 34.6% of GDP in the 2011-12 fiscal year, India’s gross domestic savings rate plummeted to just …

Kisan Diwas, or National Farmers’ Day, is celebrated annually on December 23 in India to honour the birth anniversary of Chaudhary Charan Singh, the 5th Prime Minister of India. A farmer’s leader and advocate for the agricultural community, Charan Singh introduced several policies that improved the lives of farmers across the nation. This day is …

UIDAI has extended the free online document upload facility until June 14, 2025, giving millions of Aadhaar Number holders more time to update their details at no cost. This free service is available on the MyAadhaar portal. This includes updates to personal details such as name, address, and mobile number. However, several myths surrounding Aadhaar …

As 2025 begins, it’s the perfect time to reset and take control of your financial future. If you’ve come to the conclusion that 2024 was a year of excessive, reckless spending, you’re not alone. The growing popularity of Buy Now, Pay Later (BNPL) schemes and easy e-commerce instalment options has been pushing many, particularly young …