Personal Finance - Angel One - Page 138

Gold loans have long been a go-to option for individuals needing quick financial assistance. However, recent changes in regulations have made the process more challenging for borrowers. After the Reserve Bank of India (RBI) tightened gold loan policies, many borrowers now find themselves struggling to extend their loans without fully repaying them first. New Rules …

Owning a car goes beyond convenience—it offers freedom, peace of mind, and independence. However, it also comes with responsibilities, the most important being adequate insurance coverage. While choosing a car insurance plan, many wonder: does a low credit score affect the premium amount? Let’s explore the role of credit scores in car insurance premiums in …

Retirement is a phase where financial independence becomes paramount. With rising healthcare costs and lifestyle expenses, having a robust financial plan ensures peace of mind. The Indian government has introduced various schemes that cater to different economic classes, age groups, and risk appetites. These schemes not only offer regular income post-retirement but also come with …

In a recent move, the central government increased the Dearness Allowance (DA) for its employees by 4%, bringing it to 50%. Simultaneously, the Dearness Relief (DR) for pensioners has also been raised by 4% from 46% to 50%. These revised DA and DR rates came into effect on January 1, 2024, providing financial compensation against …

Gold has long been considered a reliable investment option, offering stability in times of economic uncertainty. However, when it comes to choosing between 22K and 24K gold, investors often find themselves weighing the pros and cons of each. Both have distinct characteristics that cater to different investment needs. Understanding 22K and 24K Gold 24K Gold: …

Curious to know about the price of 10 grams of gold in Dubai today, March 21, 2025? Gold rates fluctuate daily based on global market trends, demand, and currency exchange rates. Whether you’re an investor, a jeweller, or a buyer looking for the latest gold price, staying informed can help you make better purchasing decisions. …

In a significant move to provide financial security to government employees, the government announced the Unified Pension Scheme (UPS) last year. Set to roll out from April 1, this new central pension scheme aims to offer a fixed pension to government employees, ensuring stability and peace of mind during their retirement years. While the scheme …

Gold is one of the most valued metals worldwide. Especially, in India, gold is more than just a precious metal, it holds deep cultural significance in celebrations, weddings, festivals, and religious ceremonies.  Purity plays a crucial role when purchasing or investing in gold and its purity levels are often classified into different karats (K). The …

Gold jewellery holds significant financial and cultural value in India. Its prices have touched record highs. However, it is imperative to understand the breakup of making charges on gold jewellery. This will help you to take important decisions that will maximise your returns on gold resale. Consumption of Gold Jewellery in India India’s consumption of …

Given the current macroeconomic volatility, your mutual fund and equity investments may have seen fluctuations. If you are looking for a balance between regular income, capital appreciation, and comparatively lower risk, Real Estate Investment Trusts (REITs) could be an alternative to directly investing in residential or commercial real estate. REITs provide quarterly distributions in a …