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Personal Finance - Angel One - Page 134

8th Pay Commission: Possible Salary Changes Through Fitment Factor and DA Merger

8 April 2025

In January 2024, the Government of India announced the formation of the 8th Central Pay Commission, set to replace the existing 7th Commission whose term concludes in December 2025. The next step in this process involves appointing a three-member panel, including a chairperson, to determine the structure of future central government salaries. Amid this development, …

Dubai Gold Rate: What Is the Price of 22K and 24K Gold in Dubai Today, April 8, 2025?

8 April 2025

Gold prices in Dubai fluctuate daily due to international market cues, geopolitical shifts, and currency exchange trends. Whether you’re investing, purchasing jewellery, or simply tracking the market, keeping an eye on these changes can help you make informed decisions. Here’s a look at today’s gold prices in Dubai Dubai Gold Rate Comparison: Today vs. Previous …

ChatGPT Can Generate Fake Aadhaar and PAN Cards: How to Verify Them

8 April 2025

OpenAI’s ChatGPT has gained attention for its advanced image-generation abilities. While impressive, these capabilities have raised security concerns, as people have used AI to create fake Aadhaar and PAN cards. This has led to discussions about AI misuse and the need for stricter rules to prevent fraud. Can AI Really Create Aadhaar and PAN Cards? …

ITR Filing 2025: 5 Important Things to Do Before Filing Online

8 April 2025

Filing an Income Tax Return (ITR) is necessary for all taxpayers who fall under the taxable income category. As the new assessment year 2025-26 begins, salaried individuals and other taxpayers can start filing their returns for the previous financial year. Like previous years, the deadline for ITR filing is expected to be 31st July 2025. …

Do You Have to Pay Tax When Selling Old Family Gold? Here’s What You Should Know

7 April 2025

Selling family gold may feel sentimental, but for tax purposes, it is treated purely as a financial transaction. When you sell inherited gold, such as ornaments passed down from your grandfather, it is considered a capital asset under Indian tax laws. The key factor is that the transaction falls under the capital gains head, not …

Can I Pay My Electricity Bill Through EMI? Here’s What You Need to Know

7 April 2025

In today’s age of digital payments and flexible financing options, many utility companies and payment platforms are offering innovative ways to ease your monthly financial burden. One such option is paying your electricity bill through Equated Monthly Installments (EMI). But how does it work? Is it a smart choice for you? Let’s break it down. …

How Much Time Will You Need for a ₹2 Crore Corpus with a SIP of ₹10K and ₹12K?

6 April 2025

Combining disciplined saving with smart investing could significantly improve your chances of retiring with a substantial financial cushion. A large corpus during retirement can help you maintain the standard of living you were accustomed to during your working years. While saving from an early age is considered ideal, even modest monthly investments through a Systematic …

How to Aim for a ₹5 Crore, ₹7 Crore, and ₹11 Crore Retirement Corpus with a ₹15,000 Monthly SIP

6 April 2025

Systematic Investment Plans (SIPs) have long been hailed as one of the most effective tools for long-term wealth creation. For individuals in their early or mid-twenties, starting a SIP early can yield a substantial retirement corpus over time—without the need for timing the market or making hefty one-time investments. In this blog, we explore how …

Guide to Choosing a Tax Regime in FY26

5 April 2025

The income tax slab and rate changes announced in Budget 2025-26 are now in effect. The new financial year 2025-26 began on April 1, 2025. This is an important time for salaried employees. Their HR departments will soon ask them to choose between the old and new tax regimes. The employer will deduct advance tax …

How to Avoid Frauds in Dubai Gold Souk When Buying Gold

5 April 2025

Dubai is known as the “City of Gold,” offering some of the best deals on gold jewellery, bars, and coins. The Dubai Gold Souk, one of the most famous gold markets in the world, attracts thousands of buyers looking for quality gold at competitive prices. However, with the sheer number of gold traders and the …