The Employees' Provident Fund Organisation (EPFO) has credited interest for FY2025-26 to around 34 crore Provident Fund (PF) accounts on July 15, 2026, marking the first time the annual interest has been credited to all eligible accounts in a single batch as reported by The Hindu.
The interest credit follows the implementation of EPFO's Centralised IT Enabled Services (CITES) project, which has automated the interest processing system. Members can now check their updated PF balance through multiple online and offline channels.
The Union Finance Ministry recently approved the EPFO's recommendation to provide an 8.25% interest rate on EPF deposits for FY2025-26.
Earlier, Union Labour Minister Mansukh Mandaviya had announced that more than ₹1.44 lakh crore in interest would be credited to approximately 34 crore member accounts on July 15, 2026. Under the new system, interest is auto-processed and verified before being credited, reducing the time taken for annual updates.
Previously, members often had to wait until October or November for the interest to reflect in their accounts after the interest rate was announced.
Members can verify whether the interest has been credited through the following channels:
EPFO Member e-Sewa Portal
Passbook Lite on the EPFO Member Passbook portal
UMANG App
SMS Service
Missed Call Service
To view your updated EPF balance through Passbook Lite:
Visit the EPFO Member Passbook portal.
Log in using your 12-digit UAN, password and captcha.
Verify the OTP sent to your Aadhaar-linked mobile number.
Select View and click Passbook Lite to access your latest balance, contributions and withdrawals.
Members with an activated UAN can also check their balance through SMS.
Send EPFOHO UAN to 7738299899 from your registered mobile number.
To receive the response in a regional language, add the language code after your UAN.
The SMS reply includes your latest PF contribution, account balance, and KYC status.
Members can also use the UMANG app after linking their UAN to:
View PF balance.
Track monthly contributions.
Raise EPF claims.
View pension account transactions for the last 3 months.
Download detailed transaction statements in PDF format.
EPFO has completed the credit of FY2025-26 interest at 8.25% to around 34 crore member accounts, the first time the process has been completed in a single batch. Members can verify the updated balance through the EPFO portal, Passbook Lite, UMANG app, SMS service, or missed call facility.
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Published on: Jul 16, 2026, 1:01 PM IST
Rakesh Deshmukh
Rakesh Deshmukh is a financial content specialist with around 3 years of experience writing impactful content across equities, mutual funds, IPOs, and personal finance. At Angel One, he decodes real-time market trends and breaking news, helping investors and traders stay updated. He also helps investors make informed decisions by simplifying market fundamentals and technical analysis. He holds a bachelor’s degree in commerce.
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