Best Performing Dynamic Asset Allocation Mutual Funds For SIP Based on 5-Year Annualised Returns
What Are Dynamic Asset Allocation Mutual Funds?
Dynamic Asset Allocation Mutual Funds, also known as Balanced Advantage Funds, are hybrid funds that invest in a mix of equities and fixed-income instruments. The key feature of these funds is their ability to dynamically adjust the asset allocation based on prevailing market conditions. This flexibility aims to provide optimal returns while managing risk effectively.
These funds are ideal for investors looking for a balanced approach to investing, combining growth potential from equities with stability from debt instruments.
Top Performing Dynamic Asset Allocation Mutual Funds
1. HDFC Balanced Advantage Fund
- Equity Allocation: 66.65% in domestic equities
- Large Cap: 43.68%
- Mid Cap: 5.35%
- Small Cap: 5.55%
- Debt Allocation: 29.83%
- Government Securities: 15.06%
- Low-Risk Securities: 14.37%
Performance Metrics:
| Period Invested for | SIP started on | Total Investment | Current Value of Investment | Absolute Return in % | Annualised Returns of 5-yr |
| 5 Year | 26-Dec-19 | 60,000 | 1,08,910.26 | 81.52% | 24.06% |
A SIP of ₹1,000 per month started 5 years ago would have grown to over ₹1.08 lakh.
2. Baroda BNP Paribas Balanced Advantage Fund
- Equity Allocation: 69.7% in domestic equities
- Large Cap: 34.89%
- Mid Cap: 8.82%
- Small Cap: 5.63%
- Debt Allocation: 19.62%
- Government Securities: 7.17%
- Low-Risk Securities: 12.45%
Performance Metrics:
| Period Invested for | SIP started on | Total Investment | Current Value of Investment | Absolute Return in % | Annualised Returns of 5 YR |
| 5 Year | 26-Dec-19 | 60,000 | 89,838.06 | 49.73% | 16.14% |
A SIP of ₹1,000 per month started 5 years ago would have grown to ₹89,838.
3. Invesco India Balanced Advantage Fund
- Equity Allocation: 71.7% in domestic equities
- Large Cap: 40.41%
- Mid Cap: 6.16%
- Small Cap: 4.05%
- Debt Allocation: 6.29%
- Government Securities: 5.4%
Performance Metrics:
| Period Invested for | SIP started on | Total Investment | Current Value of Investment | Absolute Return in % | Annualised Returns of 5 YR |
| 5 Year | 26-Dec-19 | 60,000 | 87,210.78 | 45.35% | 14.93% |
A SIP of ₹1,000 per month started 5 years ago would have grown to ₹87,210.
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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making related decisions.
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully
Published on: Dec 27, 2024, 5:03 PM IST
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