Telangana’s Rajiv Yuva Vikasam Scheme: Up to ₹4 Lakh Loans for Young Entrepreneurs

The Telangana government has launched the Rajiv Yuva Vikasam Scheme 2025 to support self-employment among youth from disadvantaged backgrounds. The scheme offers concessional loans of up to ₹4 lakh for eligible individuals to start small businesses across sectors.

Loan Amount and Target Groups

The scheme is aimed at members of Scheduled Castes (SC), Scheduled Tribes (ST), Backward Classes (BC), Minorities, and Economically Weaker Sections (EWS/EBC). It is managed by the respective state development corporations. The maximum loan available would be ₹4,00,000

At least 25% of the beneficiaries will be women. 5% of the loans are reserved for persons with disabilities. Families of Telangana movement martyrs and first-time applicants will be given priority.

Eligibility Criteria for the Rajiv Yuva Scheme

Applicants must meet the following income and age conditions:

Age eligibility:

• 21 to 55 years for non-agricultural businesses
• Up to 60 years for agricultural and allied activities

Required Documents for the Rajiv Yuva Scheme

Applicants must submit:

• Aadhaar card
• Caste certificate
• Income certificate
• Ration card
• Driving licence (if applicable)
• Pattadar passbook (for agriculture-related businesses)

The scheme will give special consideration to those applying for the first time, women (making up at least 25% of beneficiaries), persons with disabilities (at least 5%), and families of Telangana movement martyrs.

Rajiv Yuva Scheme’s Application Process 

1. Visit the OBMMS (Online Beneficiary Management and Monitoring System) portal
2. Complete the online registration with correct personal, income, and category details
3. Download the filled application form
4. Submit the physical copy along with documents to the designated office

Submission Offices:

• Rural: Mandal Praja Palana Seva Kendralu (MPPSK)
• Urban: Municipal or Zonal Commissioner’s office

Helpdesks are available on-site for assistance.

Conclusion 

The scheme is to provide financial support to eligible youth for starting businesses. The process includes both online registration and offline document submission. Special provisions are in place for women, persons with disabilities, and certain other categories.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.