Ayushman Bharat in Delhi: ₹10 Lakh Health Insurance – Who’s Eligible and How to Apply?

The Ayushman Bharat health insurance scheme has been approved for implementation in Delhi. Chief Minister Rekha Gupta announced the decision after the first Cabinet meeting on February 20. The scheme, which was not previously available in Delhi, will now provide ₹10 lakh health insurance coverage per family, with ₹5 lakh each from the central and Delhi governments.

What the Scheme Covers

Under this scheme, eligible beneficiaries can avail of cashless treatment for secondary and tertiary healthcare in empanelled hospitals across India. It includes expenses for hospitalization, surgeries, and critical illnesses.

The scheme has two main components:

1. Health and Wellness Centers (HWCs) – These centres provide free primary healthcare, essential medicines, diagnostic tests, and disease screenings. The government aims to set up 1.5 lakh HWCs across the country.
2. Pradhan Mantri Jan Arogya Yojana (PMJAY) – This covers hospitalization expenses, allowing low-income families to access treatment without financial burden.

Check Your Eligibility for Ayushman Bharat in Delhi

The scheme is designed to benefit:

• Low-income families are in need of financial assistance for healthcare.
• Delhi residents who were previously not covered under Ayushman Bharat.
• Senior citizens aged 70 and above, regardless of income.

How to Apply for Ayushman Bharat Scheme in Delhi?

The registration process for Ayushman Bharat in Delhi can be completed online. Steps to apply:

1. Visit the National Health Authority (NHA) beneficiary portal.
2. Enter your mobile number and authenticate via OTP.
3. Provide Aadhaar details and complete KYC verification.
4. Download the Ayushman Bharat card once the application is approved.

Alternatively, applicants can register using the Ayushman App or visit Common Service Centers (CSCs) and hospitals for assistance.

With the scheme now available in Delhi, eligible residents can enroll and access healthcare services under this government initiative. The authorities have stated that they plan for quick implementation to make sure that beneficiaries can start using the scheme soon.

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