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Borrower category

In the realm of finance, it is crucial to determine the status of a borrower - whether they are salaried or self-employed. This distinction holds immense significance as it affects the loan approval process and the interest rates offered. A salaried borrower is one who receives a fixed income from an employer, whereas a self-employed individual is one who runs their own business. Understanding this difference is essential in making informed financial decisions. So, the next time you apply for a loan, remember to accurately define your employment status.
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