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Negligence

Negligence is the legal term used to describe the lack of care shown by an individual in carrying out their duties. This failure to meet the standard of care required can result in legal consequences. It is important to understand the concept of negligence as it is a crucial aspect in the world of finance. Let's delve deeper into this topic and explore its various implications.

Catastrophe deductible

Property insurers often require homeowners to pay a deductible before their insurance policy covers damages caused by a major natural disaster. This deductible can be either...

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Standard Risk

An individual who meets a company's underwriting standards and is eligible for insurance coverage without any additional charges or limitations is known as a preferred risk....

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Conditions

An insurance contract is considered active when certain conditions are met. Failure to comply with these conditions may result in the refusal to pay for any losses....

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Mine subsidence coverage

A valuable addition to a homeowners insurance plan, offered in certain states, is the mine subsidence endorsement. This coverage protects against damages to a residence re...

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