CRISIL Buys Minority Stake in Online PSB Loans for ₹33.25 Crore

Crisil Ltd has invested ₹33.25 crore to acquire a minority stake in Online PSB Loans Ltd (OPL), a digital lending infrastructure platform. The company had previously disclosed its intent to invest in OPL in December 2024.

Nature of the Platform

Online PSB Loans Ltd functions as a digital infrastructure provider that supports credit delivery systems. It works with financial institutions to automate and streamline lending processes, primarily targeting micro, small and medium enterprises (MSMEs) and retail borrowers. The platform integrates advanced technologies, including artificial intelligence and machine learning, to support faster credit assessments and approvals.

Service Scope and Use Case

The platform is to simplify and speed up the credit application process, as per the reports. Its tools help banks and lenders evaluate borrower profiles efficiently using digital data and analytics. OPL’s focus remains on digitising the end-to-end loan process, making it accessible for a wider base of borrowers, particularly in the MSME segment.

Amish Mehta, Managing Director and CEO of Crisil, said, “MSMEs contribute nearly a third of India's gross domestic product, half of its exports, and are the largest employment generator after agriculture. The sector will thus be a material driver of India’s growth over the long term. At present, the MSME credit ecosystem is undergoing digitalisation and formalisation through various government and private sector initiatives. OPL’s offerings enable financial institutions to enhance their MSME lending infrastructure. The investment in OPL strengthens our positioning in the MSME sector and enables innovative offerings.”

Background

Crisil confirmed the deal in a regulatory filing made on June 19, 2025, stating that the transaction was completed in line with its previously announced plans. No additional financial or operational details have been disclosed by either party at this stage.

The filing reiterates the company's original announcement made in late 2024 and provides the final investment figure.

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Crisil Share Price Performance 

As of 09:30 AM on June 20, 2025, Crisil share price was trading at ₹5,698, a 0.82% increase. The stock has declined 2.91% over the past 6 months and up 34.36% over the past year.

Conclusion

With this ₹33.25 crore investment, Crisil becomes one of the institutional investors in Online PSB Loans Ltd. The platform continues to operate in the digital lending space, offering infrastructure to banks and financial entities involved in MSME and retail credit. No other terms of the deal have been made public.

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