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Insurance

Pooling

of investors is known as pro rata Pro rata refers to the practice of distributing total losses among a group of investors. This is done in proportion to each investor's stake in the venture. In other words, the bigger the investment, the greater the share of the losses. This concept is commonly used in the world of finance and is essential to understand for any investor. It ensures that everyone bears a fair share of the risks and rewards. So, always keep pro rata in mind when making investment decisions.

Physical hazard

When we talk about material characteristics, we're referring to the properties of an object that can affect its behavior or impact its surroundings. For example, a wet or ic...

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Robbery

The acquisition of property through force, the threat of force, or violence is known as theft. This illegal act involves taking possession of another person's property witho...

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Surrender Charge

When a policyholder decides to terminate their life insurance policy or annuity and receive its cash value, they are charged a fee known as a surrender charge. This charge i...

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Public adjuster

In the world of finance, a loss claim is a common occurrence that requires the expertise of a skilled professional. This is where an insurance adjuster comes into play, hire...

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